At IRBC World Service, we offer multiple loan options designed to support your goals, whether you’re buying a home, purchasing a vehicle, improving your property, consolidating debt, or growing your business. When life brings new opportunities or challenges, our loan solutions help you borrow confidently and responsibly.
We are passionate about helping individuals and families build, grow, and preserve their wealth. That’s why we provide a wide range of loan products with competitive rates, transparent terms, and expert guidance to help you find the best solution for your needs.
Whether you’re planning to buy a car, renovate your home, consolidate existing debts, or finance a major life milestone, IRBC World Service gives you the flexibility to borrow more when you need it. Our team works closely with you to understand your goals and recommend loan options that fit your financial situation—today and in the future.
From personal needs to long-term investments, we make the borrowing process simple, secure, and tailored to you.
Homeowner, buying a car, or building a company is a long and thoughtful journey—and it all begins with purpose. That’s why IRBC World Service is here to help you build what you deserve.
Whether you want to:
We’re ready to help you upgrade your life with confidence.
Make your dream of homeowner a reality with flexible home financing options.
Whether you’re buying a new or used vehicle, our car loans can get you on the road faster.
Our transparent pricing means you’ll always know how much you’ll repay and the total interest cost over the loan term.
Support your plans with loans designed for both personal and business needs:
Before applying, we help you assess how much to borrow, how long to repay, and how interest may affect your finances, so you can make informed decisions.
Our goal is to make borrowing straightforward, stress-free, and aligned with your long-term financial success.
Browse our comprehensive FAQ section for clear, concise answers to your most common banking queries.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
Yes. IRBC World Service debit and credit cards are accepted globally for both online and in-store transactions. You can easily enable or disable international usage through the IRBC World Service mobile app or online banking platform.
For added security, you can manage international spending limits, receive real-time transaction alerts, and monitor all foreign transactions instantly. Whether you’re traveling, shopping online from international merchants, or making overseas payments, IRBC World Service ensures your card works seamlessly while keeping your funds protected.
If your card is lost or stolen, your security comes first. You can instantly block your card through the IRBC World Service mobile app or by contacting our support team. Blocking the card immediately prevents unauthorized transactions.
Once blocked, you can request a replacement card quickly and conveniently. Any fraudulent transactions will be reviewed by our security team, and we’ll guide you through the next steps to ensure minimal disruption and maximum protection.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
Repaying your IRBC World Service credit card balance is simple and flexible. You can make payments through online banking, automatic debit setup, or in-branch services.
We also offer options to pay the full balance, minimum amount due, or a custom amount, giving you control over how you manage repayments. Monthly statements and digital reminders help you stay informed, avoid late fees, and maintain a healthy credit profile.
You can choose repayment terms that suit your lifestyle, including weekly, fortnightly, or monthly repayments.
Yes. If you’re ready to move or refinance, you can transfer your existing loan and continue enjoying flexible features and competitive rates.
Interest-only or flexible home loan options may be suitable if:
Our advisors will help assess the best option for your situation.
Once approved, our team works efficiently to release funds as quickly as possible. Timing depends on the loan type, collateral, and documentation process, but we prioritize speed and clarity at every step.
We offer flexible financing and leasing options for both personal and commercial vehicles, including lease-to-own solutions that allow you to own the vehicle at the end of the term.
At IRBC World Service, borrowing isn’t just about access to funds, it’s about building a future with confidence. With expert support, flexible terms, and trusted solutions, we’re here to guide you every step of the way.
