At IRBC World Service, our credit and debit cards are designed to give you complete control over your spending—whether you’re shopping online, paying bills, traveling, or managing everyday expenses. With advanced security, global acceptance, and smart digital features, our cards make every transaction simple, safe, and convenient.
IRBC World Service Debit Cards give you instant access to your money, allowing you to pay directly from your account without borrowing. They’re ideal for daily purchases, cash withdrawals, and online payments—helping you manage spending responsibly.
Key Features
Our debit cards are built for convenience and control. With instant transaction notifications and secure authentication, you always know where your money goes—helping you budget smarter and spend confidently.
IRBC World Service Credit Cards give you the flexibility to manage larger expenses, handle emergencies, or spread payments over time. With competitive rates and transparent terms, you can borrow responsibly while enjoying everyday convenience.
Key Features
Whether it’s covering unexpected costs or planning future purchases, our credit cards offer the financial flexibility you need without hidden fees or complicated terms.
Your security is our priority. IRBC World Service cards are protected with industry-leading safeguards to ensure every transaction is safe.
Travel or shop online with confidence, knowing your card is always protected.
Manage your debit and credit cards effortlessly through IRBC World Service’s digital banking platform:
Everything you need, right at your fingertips.
Our team is here to help you choose the card that aligns with your lifestyle and financial goals.
Browse our comprehensive FAQ section for clear, concise answers to your most common banking queries.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
Yes. IRBC World Service debit and credit cards are accepted globally for both online and in-store transactions. You can easily enable or disable international usage through the IRBC World Service mobile app or online banking platform.
For added security, you can manage international spending limits, receive real-time transaction alerts, and monitor all foreign transactions instantly. Whether you’re traveling, shopping online from international merchants, or making overseas payments, IRBC World Service ensures your card works seamlessly while keeping your funds protected.
If your card is lost or stolen, your security comes first. You can instantly block your card through the IRBC World Service mobile app or by contacting our support team. Blocking the card immediately prevents unauthorized transactions.
Once blocked, you can request a replacement card quickly and conveniently. Any fraudulent transactions will be reviewed by our security team, and we’ll guide you through the next steps to ensure minimal disruption and maximum protection.
To access online and mobile banking, simply log in using your registered email or phone number along with your secure password. You can use our website via any browser or download our mobile app from the App Store or Google Play.
Repaying your IRBC World Service credit card balance is simple and flexible. You can make payments through online banking, automatic debit setup, or in-branch services.
We also offer options to pay the full balance, minimum amount due, or a custom amount, giving you control over how you manage repayments. Monthly statements and digital reminders help you stay informed, avoid late fees, and maintain a healthy credit profile.
You can choose repayment terms that suit your lifestyle, including weekly, fortnightly, or monthly repayments.
Yes. If you’re ready to move or refinance, you can transfer your existing loan and continue enjoying flexible features and competitive rates.
Interest-only or flexible home loan options may be suitable if:
Our advisors will help assess the best option for your situation.
Once approved, our team works efficiently to release funds as quickly as possible. Timing depends on the loan type, collateral, and documentation process, but we prioritize speed and clarity at every step.
We offer flexible financing and leasing options for both personal and commercial vehicles, including lease-to-own solutions that allow you to own the vehicle at the end of the term.
Experience smart, secure, and flexible card solutions with IRBC World Service.
